Do you ever read the fine print? It has come to notice that a number of credit card companies are adding binding mandatory arbitration clauses to their contract information. I believe that still a number of users are not aware about this clause. This certainly goes against the rights of the users as adding this clause implies that users cannot opt for litigation in court or jury. Users must notify the companies in writing in case they would like to keep out of the agreement. I believe that awareness must be raised among the consumers as I believe that this clause snatches the right of the users and that too without their knowledge.