Karen Elise Kilbride gives seven steps to boost your financial fitness and it is for all those whose financial condition is all tightened. In such cases Karen Elise Kilbride is a Certified Financial Planner trademarked termpractitioner and certified public accountant advices to set the financial priorities and accordingly prepare your budget and spend as per the budget. The budget should focus on cutting down unnecessary expenditure and increase savings for retirement. The most important thing that is required to stay fit is to save security your refunds or the unused amount for you financial and for other financial emergencies.