Life is full of uncertainties and there is always a chance that we may face loss of our belongings due to natural or other causes therefore we tend to buy an insurance policy in order to protect ourselves against losses. There are a number of things which should be kept in mind while claiming damages from your insurance company.
When you contact your insurance company you should keep a record of the date, timing and the person whom you have a talk with each time.
A normal insurance policy generally covers damages caused by trees falling over your property only if it is insured.
Keep in mind that normally policies do not includes losses of detached structures.
When a loss occurs undertake a survey and take pictures if possible.
Make a note of all the property which has been destroyed and try and produce a receipt regarding their purchase.
In order to prevent further damages to your property undertake repairs and keep a receipt of it.
Your insurance company will send an adjuster, check for identification and remember that adjusters are paid by the company itself.
Finally if you have any complaints always contact your insurance company first.
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