Jean Chatzky editor-at-large at Money magazine gives an excellent idea of curing you of your credit card hangover. The solution is to make biweekly payments and to reduce the bulk of monthly payment. Jean gives the average reduction of the credit card debt on a monthly basis. The editor gives you a proper plan to go about this:



1. Online payment of debt for proper monitoring of account.

2. Proper division of the payment over the period f 14 days.

3. Beneficial for high interest credit card.

4. Do not fall beyond 14-days plan to avoid late fees.

5. The early you pay-off the lesser interest you have