Late fee could be a burden for you. Most of the companies impose a heavy penalty in the form of late fee in case the payment is not made on time and hence one should try and avoid such situations. You would certainly be ruining your credit score if you don’t make payment on time.
It would be better that you made the payment before the due date, probably a week before would be fine. Just check your statement regarding instructions for making payments. In case you don’t command enough money for paying off your whole balance still you should try and pay the minimum required.
Check whether your credit card provides skip-a-payment services. This service would enable you to request for a waiver in case something unfortunate happens and you are not able to make the payment on time. In case your bill arrives on time and you don’t have enough money to pay it off and due date is close then you could request the credit card company to shift the date further so that you could arrange money for the bill.
